TNGlobal Insider

Decentralized lending has many advantages over bank-based lending, all of which result in increased trust and accessibility. This is why DeFi lending has the potential to become the next big thing in the DeFi space, especially when consumers realize that they are more attractive than traditional financial institutions. 

In today’s day and age, SMS OTP 2FA brings more liability than it provides value. On the one hand, the security risks grow bigger every day. On the other, the low adoption rates only prove that users find the user experience sub-par.

Insurance can play a pivotal role in providing risk protection but only can do this when fully taking advantage of the ubiquity of the platform economy - using real-time data, automated underwriting, and claims and deploying shorter product innovation cycles.

What will it take to realize Indonesia’s potential as the land of unicorns? In a nutshell, it entails a paradigm shift within Indonesia’s startup ecosystem. Instead of fast returns and quick gains, startups, traditional businesses and investors alike should focus on long-term sustainability.

For me, it is partially catharsis, but it is more about trying to feed the narrative that we can and should talk about mental health, and because I believe normalizing getting help can genuinely be the biggest needle mover for social progress.

While COVID-19 has affected the travel and airport industry tremendously, it has been proven to accelerate some innovations in many sub-sectors, changing the priorities of airports globally.

The growing popularity of NFTs shows the increasing appeal and expanding applications of blockchain technology. It also evidences the growing appetite for digital decentralized investments as well as innovative ways to store value and generate gains or revenues from digital assets.

The secret to success in digital health in Southeast Asia is to take a harder, non-consensus view. But that alone is not enough; you need to continue to believe you’re right despite peer pressure and smart people telling you otherwise.

These are critical and challenging transformations that the world’s leading companies must embrace and implement. The mantra then is "Innovate or die."