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Operational advantage will come less from having AI in the stack than from knowing how to organize around it. The businesses that get this right are likely to be the ones that treat unified fraud and AML workflows not as a technical aspiration, but as part of the operating foundation for resilient growth.

Working freelance and being a digital nomad means everything – absolutely everything – is your responsibility. Keeping track of your finances, deciding where to work from and when, finding clients, and meeting data privacy requirements … it’s all down to you.

One thing that all criminals know is how important it is to cover your tracks. We’re talking all the way from your lowest-level criminals – say, a kid blaming the dog for the broken window – all the way up to your everyday digital huckster, defrauding companies for thousands at a time.