Finmo, a Singapore-based fintech firm, announced Thursday the launch of MO AI, a conversational assistant embedded directly within its intelligent treasury platform.
The firm said in a statement that purpose-built for Chief Financial Officers (CFOs), controllers, and finance teams, MO AI streamlines global treasury operations, making real-time cash management, forecasting, compliance, and reporting much faster and more accurate across global operations.
MO AI also enables finance professionals to handle complex, multi-entity, multi-currency workflows using simple, natural language.
From retrieving account balances and initiating transactions to analyzing cross-border payments and generating reports, MO AI delivers instant, contextual responses, transforming fragmented workflows into a unified, real-time experience.
“MO AI reflects the kind of meaningful innovation we aim for at Finmo – solving real-life treasury challenges with intelligent, usable tech,
“Our team has combined automation, AI, and deep financial insight to deliver tools that empower finance professionals to operate more strategically,” said David Hanna, Chief Executive Officer, Finmo.
At the core of MO AI is a custom-built architecture that goes beyond traditional AI assistants.
It combines real-time data integration, contextual financial understanding, and action execution via Finmo’s proprietary Model Context Protocol.
This foundation enables MO AI to interpret finance-specific language, support enterprise-grade authorization flows, and securely execute transactions with full traceability.
“We built MO AI as a domain-specific AI system to tackle the operational complexities of global treasury management,
“By fusing generative AI, advanced large language models (LLMs), and Finmo’s high-fidelity treasury infrastructure, MO delivers deep intelligence with real-world utility,” said Raj Vimal Chopra, Co-founder & Chief Technology Officer, Finmo.
“It understands treasury nuances, enforces strict access controls, and executes real-time actions with full auditability, ensuring security, compliance, and explainability at every step,” he added.
Unlike generic AI applications, MO AI was trained on years of real financial transaction data and decision-making patterns.
Its foundation blends generative AI with domain-specific intelligence to respond to the pace and precision finance teams require.
“We build products to solve real treasury problems. MO AI has been designed to think like a CFO function. It’s built to understand the urgency, structure, and decision logic behind every action,
“Our goal was to move beyond automation and create an intelligent partner; one that helps finance teams shift from reactive to proactive execution,” said Akhil Nigam, Co-founder and Chief Product Officer, Finmo.
Finmo also sees MO AI as a foundational leap toward a new era of intelligent finance.
The roadmap includes predictive capabilities aligned with market conditions, complete workflow automation, integrations across the financial tech stack, and adaptive learning tailored to individual user roles.
By shifting from static reporting to intelligent decision-making, it said MO AI positions finance teams to lead strategically in a dynamic, global economy.
UOB inks agreement with China’s Cross-border Interbank Payment System