PT Artajasa Pembayaran Elektronis (Artajasa), an Indonesia-based payment system infrastructure provider, has entered into a memorandum of understanding (MoU) with Ant International, a Singapore-based digital payment firm, to launch global payments and digital finance partnership.

The duo said in a statement on Tuesday that this strategic collaboration will advance the integration of seamless cross-border payment, artificial intelligence (AI)-powered mobile innovations, and small and medium-sized enterprise (SME) digitalization solutions between Indonesia and Ant International’s extensive global ecosystem.

Beyond enhancing transaction convenience, the collaboration underscores a shared commitment to driving digital transformation and delivering sustainable value across the payment ecosystem, benefiting industry players, merchants, and consumers alike.

This milestone marks the beginning of a strategic synergy to expand the reach of digital payment services and foster technological innovation, bridging Indonesia’s payment infrastructure with the global digital payment’s ecosystem.

As a leading payment system infrastructure provider in Indonesia, Artajasa said it currently connects more than 80,000 ATMs and 98 ATM Bersama member institutions nationwide.

The company is also the largest player in QRIS services, enabling payment acceptance for more than 41 million merchants across the country.

Artajasa’s payment ecosystem supports a wide range of industries, including telecommunications, multi finance, insurance, public services, energy, education, transportation, electronic money, credit cards, e-commerce, and beyond.

In addition, the firm operates an extensive network of ATMs across Indonesia and manages EDC deployments through a broad network of agents nationwide.

Ant International, through its four business pillars – Alipay+, Antom, Bettr and WorldFirst, offers a range of techfin solutions that promote global connectivity and inclusion through AI-powered payment capabilities and growth tools, and SME digitalization solutions.

Alipay+, its unified wallet gateway, has supported the development of Asia’s largest superapps, and connects more than 1.8 billion user accounts across 40 international payment partners to more than 150 million merchants in over 100 markets.

“The future of payment and financial services is shaped by strong, interconnected ecosystems built on collaboration, trust, and continuous innovation. Ant International is a global benchmark in digital payments, making this partnership highly strategic,

“This MoU reflects our commitment to fostering open collaboration, exchanging insights, and jointly exploring innovative opportunities that will advance the payment ecosystem,” said Armand Hermawan, President Director & Chief Executive Officer of Artajasa.

Meanwhile, Edward Yue, Alipay+ General Manager for SEA, ANZ and South Asia, Ant International, said Indonesia is one of the most dynamic digital economies in the world, and the collaboration with Artajasa will allow Ant International to further Indonesia’s digital capabilities and learn from the local ecosystem.

“Ant International will fully support Artajasa and local Indonesian partners through our technologies and know-how, from payments and beyond, to make innovation accessible to local users and businesses,

“Together, we can empower a new wave of opportunities and contribute to Indonesia’s digitalization journey,” he added.

As an initial phase of the partnership in 2026, Artajasa and Ant International said they are confident that the combination of robust local infrastructure and advanced global technology will accelerate inclusive digital economic growth.

The collaboration is expected to enhance cross-border transaction mobility for Indonesian consumers and international visitors alike, while strengthening the global competitiveness of Indonesia’s national payment system industry, they added.

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