Paydibs, a Malaysia-based digital payments firm, has stepped into a new chapter with a future-ready fintech identity, a revitalized leadership team and a bold roadmap aimed at powering the next wave of businesses and small and medium-sized enterprise (SME) growth.

The firm said in a statement on Tuesday that after several years of development behind the scenes, the company is stepping forward with fresh momentum led by seasoned experts in payments, stored value and digital lending – backed by a team deeply rooted in digital financial services.

This new phase positions Paydibs as a forward-looking, growth-focused innovator ready to scale.

With a refreshed tech foundation, direct links to national payment rails and a smooth, merchant-friendly experience, the organization is well equipped to grow in a market with more than 60 providers.

Paydibs is setting its sights on what’s next with clarity, capability and ambition.

To mark this transition, Paydibs is introducing a pipeline of merchant-focused innovations.

Leading the rollout is a versatile all-in-one payment device that seamlessly combines QR and card acceptance for in-store ordering, designed to simplify daily operations for retailers, food and beverage (F&B) outlets, and service-based businesses.

This is complemented by accelerated settlement cycles, including T+1 and even same day T+0 (terms and conditions apply) payouts, giving SMEs instantaneous access to cash while maintaining strong, data-driven risk controls.

Expanding on this, the company is also exploring embedded financing options, enabling qualified businesses to access working capital through transaction-based credit assessments.

This approach streamlines the lending process by using real-time transaction data to assess creditworthiness, giving eligible merchants more accessible access to working capital.

In creating more value at the point of sale, Paydibs has partnered with MCash to offer integrated bill payment and reload services through its new terminal.

This turns each device into a multifunctional revenue hub, offering customers added convenience and providing merchants with an additional income stream.

It is noted that on the payments acquiring capabilities front, the enterprise now operates from direct connectivity to national payment rails, acquiring banks and payment channel partners.

This enables true straight-through processing, resulting in faster more cost-effective transactions and a smoother operational experience across the board.

Paydibs has also been officially appointed as a Digital Partner under the BSN Micro, Small and Medium Enterprise Digital Grant (MSME) MADANI, a national initiative aimed at boosting digital participation and financial inclusion among underserved enterprises.

This recognition affirms the business’s role as a catalyst for business transformation at scale.

With expanded capabilities, a fresh identity and a platform built for the realities of modern commerce, Paydibs said the firm is ready to take on a proactive role in the evolving digital economy.

As businesses seek smarter, more responsive partners, the company said it is focused on helping shape the future of payments, where transactions do more than move money; they drive growth, strengthen customer relationships, and open the door to broader financial inclusion.

Paydibs is a firm offers a comprehensive range of payment solutions that enable small to large merchants to effortlessly accept payment from global customers via a variety of local payment methods, such as credit/debit cards, online banking, and e-wallets.

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