Ant International has rolled its protocol for payments made by AI agents across its Alipay+ network, and has started working with Mastercard and Visa on common standards to verify such agents as autonomous software moves toward completing purchases.

In a statement on Friday, Singapore-based Ant International said the proposed interoperability framework would let card networks, digital wallets, agent platforms, and marketplaces onboard and identify AI agents across networks under shared principles. Each network can keep its own verification and risk controls. The cooperation can cut duplicated agent checks and lower integration costs.

Under the proposed “Know-Your-Agent” framework, card networks, digital wallets, agent platforms, and marketplaces would onboard and identify AI agents across networks on shared principles, while each keeps its own verification and risk controls, the companies said. It aims to cut duplicated checks and lower integration costs.

The effort seeks to bridge three separate systems, namely Visa’s Trusted Agent Protocol, Mastercard’s Verifiable Intent, and Ant International’s Agentic Mobile Protocol. The work will run through BuildFin.ai, an industry platform convened by the Monetary Authority of Singapore (MAS) to develop responsible AI in finance.

Separately, Ant International said its Agentic Mobile Protocol (AMP), launched in April, was rolling out across its Alipay+ ecosystem. In a first phase, 10 Alipay+ wallets, including Alipay, AlipayHK, DANA, GCash, KakaoPay, TNG eWallet, TrueMoney, and Toss, and seven acquirers, among them Adyen, Checkout.com, Fiserv, Global Payments, Nuvei, and Worldline, will support the protocol.

Ant said it had also made AMP open-source on GitHub. AMP let users authorize an agent to complete a specific task within set limits rather than hand over an account, cut the steps to link an agent to a wallet by half, and carry a money-back guarantee on agent transactions.

Ant International highlighted AI agents can develop from making recommendations to completing purchases, and handle $3 trillion to $5 trillion of global consumer spending by 2030. Agentic payments reverse the long-standing practice of blocking automated “bots,” as transactions are increasingly initiated by authorized software.

Jiang-Ming Yang, Ant International’s chief innovation officer, said AMP was built to let agents enter existing mobile-payment systems as trusted actors.

Ant International, Mastercard and Visa develop KYA framework