Finan, the Singapore-headquartered company known for small-business management platform SoBanHang serving Vietnamese firms, has raised an investment in a pre-Series A funding round with participation from OSK-SBI Venture Partners.

Finan did not disclose the financial detail but Trihill Capital, an investor in Finan, said the amount is $3.8 million.

In a statement delivered to TNGlobal on Wednesday, Finan said it would utilize the investment to scale Finan One, the company’s AI-native business and finance operating system built on top of SoBanHang’s transaction data infrastructure. Funding will also support embedded financial services, additional banking partnerships, and regional expansion into other Southeast Asian markets.

Finan CEO and co-founder Bui Hai Nam said the company plans to use AI to simplify operational and financial workflows for SMEs by automating repetitive tasks and supporting faster business decision-making.

Founded around five years ago, Finan operates SoBanHang as its flagship platform for micro and small businesses in Vietnam. The mobile app provides tools for sales management, order tracking, inventory, invoicing, cash flow management, and embedded financial services.

The company said it currently serves more than 800,000 active business users and has processed over $5 billion in transaction volume, making it one of the larger SME operating platforms in Southeast Asia by merchant base.

The funding comes as Vietnam accelerates the digitization of its estimated five businesses through the rollout of mandatory e-invoicing, real-time tax reporting, QR-based payments, and digital banking services.

According to Sam Davidson, Investment Manager at OSK-SBI Venture Partners, Vietnam’s SME sector is rapidly adopting digital payments, e-invoicing, accounting, and tax systems, creating an opportunity for businesses to move directly toward newer financial and operational infrastructure.

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