Atome Philippines, under Singapore-headquartered digital finance platform Atome, and the Philippines’ multi-channel payment platform Bayad will collaborate to enable users to pay bills directly within the Atome app.
In a release on Tuesday, Atome said the integration will allow customers to settle a range of payments—including utilities such as water and electricity, internet services, and government contributions—through a single platform.
The move aims to simplify bill management by consolidating multiple payment services into one application. The partnership reflects broader efforts in the Philippines to expand access to digital financial services, particularly for unbanked and underbanked populations, according to Atome.
Through the partnership, Atome users will gain access to Bayad’s network of billers and service providers. The companies said this approach is intended to address challenges associated with managing payments across different platforms while supporting budgeting and financial planning. Users will also be able to earn rewards points on bill payments made through the app.
Bayad, which operates a multi-channel payment platform with more than 120,000 physical touchpoints in the Philippines, is a key player in the country’s payment collection sector for over 28 years. In addition to bill payments, it offers services such as remittances, insurance, and loan disbursements.
Atome is a Southeast Asia-based digital finance platform that provides services including buy now, pay later (BNPL), cards, savings, insurance, and lending.