SEDANIA As Salam Capital (SASC), a subsidiary of SEDANIA Innovator Berhad, is disbursing MYR 2 billion ringgit ($480 million) to fuel gig economy in Malaysia.
The firm said in a statement on Thursday that the firm continues to strengthen its leadership in Islamic fintech with the GoHalal Financing Program (GHP) – a Shariah-compliant ecosystem designed to scale financial inclusion for Malaysia’s fast-growing gig economy.
With nearly MYR 2 billion ($480 million) disbursed, the GoHalal Financing Program is redefining how financial access is delivered to underserved communities.
Through partnerships with major digital platforms, SEDANIA’s fintech arm enables embedded, fully Shariah-compliant microfinancing that enhances income stability and empowers individuals driving the digital economy.
It is noted that Malaysia’s gig workforce now exceeding three million individuals – represents one of the country’s fastest growing economic contributors.
By integrating ethical finance within digital ecosystems, SEDANIA is turning inclusion into an economic growth engine that benefits individuals, partners, and the broader economy.
At the core of SEDANIA’s innovation is a model known as Meta Financing – the integration of technology, Shariah governance, and socioeconomic impact into one frictionless ecosystem.
Powered by SEDANIA’s proprietary As-Sidq Tawarruq digital trading platform, GoHalal allows digital partners to embed Islamic financial products directly into their systems.
SEDANIA remains the only Islamic fintech provider in Malaysia leveraging airtime as an underlying digital commodity, enabling 24/7 transactions and instant documentation – a distinctive edge in delivering scalable and transparent financial access across institutional and retail segments.
Since inception, the GoHalal Financing Program has facilitated nearly MYR 2 billion ($480 million) in cumulative financing, empowering gig workers, small traders, and independent earners nationwide.
The initiative aligns with SEDANIA’s corporate purpose of turning ethical finance into measurable socioeconomic outcomes through responsible lending, financial literacy, and equitable access to capital.
SEDANIA’s fintech model is anchored by a robust Shariah governance framework chaired by Professor Dr. Aznan Hasan, an authority in Islamic finance.
Every product and process under the GoHalal umbrella is designed with Shariah integrity as its foundation – reinforcing trust, transparency, and investor confidence.
“At Sedania As Salam Capital, we believe that financial empowerment must be both inclusive and principled,
“The GoHalal Financing Programme is more than a fintech innovation – it is an ecosystem that redefines access to
capital for the underserved, guided by Shariah values and powered by technology,” said Khairul Nisa Ismail, Chief Executive Officer of SEDANIA As Salam Capital.
“As we continue to serve and expand within Malaysia’s growing gig economy – a community of three million individuals and growing — our success demonstrates that ethical finance can be both scalable and sustainable, with significant potential to drive long-term socioeconomic growth,” she added.
Azrin Mohd Noor, Founder and Group Managing Director of SEDANIA Innovator Berhad, said at the firm is proud to see Malaysia’s gig and digital economy thriving – a clear reflection of the nation’s entrepreneurial strength and adaptability.
“Yet beyond these moments of commercial success, we recognize that the people powering this economy often face financial volatility between demand cycles,
“That’s where our GoHalal ecosystem delivers real meaning – enabling access to Shariah-compliant, responsible financing that empowers those who drive Malaysia’s everyday economy,” he added.
With a robust digital infrastructure, trusted governance, and expanding institutional adoption, SEDANIA said the firm is well-positioned to capture the next wave of Islamic fintech growth across Southeast Asia.
By uniting faith, finance, and technology, SEDANIA said it continues to transform ethical innovation into tangible value – for individuals, investors, and the regional economy alike.