To drive the global fintech industry in the #Web3 era, there is a pressing need to foster a more timely and synergistic dialogue between policymakers, technologists, and financial service experts — three industry stakeholders that have historically operated in siloes. For instance, in Southeast Asia, less than half of industry leaders believe regulators will support upcoming innovations, underscoring the need for rapid action. The challenge lies in knowing where to start. Fortunately, platforms like the #SingaporeFinTechFestival (SFF) have provided fertile ground for these essential conversations. This year, SFF will focus on four themes that will define the #fintech landscape.